A Government of Kerala Undertaking

( A Non Banking Financial Company Registered Under the Reserve Bank of India )


Kerala Transport Development Finance Corporation Limited (KTDFC) is a Non Banking Financial Company fully owned by the Government of Kerala and having a valid certificate of Registration issued by Reserve Bank of India under section 45-IA of the RBI Act, 1934.

KTDFC accepts deposits from the public with attractive interest rates through Periodic Interest Scheme-Monthly (PIPSM), Periodic Interest Scheme-Quarterly (PIPSQ) and Money Multiplier Scheme (MMS). The deposits are guaranteed by the Government of Kerala, which ensures 100% security and extra earnings.



KTDFC offers various loan products to suit the needs of every customers with low diminishing EMI rates, hassle-free procedures and premature closure options ensuring more savings to its customers. 

KTDFC has successfully completed the construction of a Commercial cum Office Complex for Motor Vehicles Department at Vazhuthacaud, Thiruvananthapuram (Trans Towers) in 2006 and undertook the construction of Bus Terminal cum Shopping Complexes for KSRTC on BOT basis at Angamaly, Thiruvananthapuram, Thiruvalla and Kozhikode.


Renovation of Tagore Theatre into a modern Cultural Complex, as a State-of-the-art venue of Cultural and Entertainment Activities has also been successfully completed by KTDFC.

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icon newKTDFC invites Expression of Interest for Secretarial Auditor.

icon new EMI Moratotium based on Covid-19 Regulatory package issued by RBI

icon newFurther extension of the moratorium period

icon newClick here for ---->>>> The new revised interest rate on Fixed Deposits w.e.f  01.04.2020 onwards.

One Time Settlement Adalath 2020:    

  • Next OTS(One Time Settlement) will be announced soon



1.  OTS Guidelines

2.  Application